ACI Worldwide’s incremental learning tech receives patent approval

Global real-time payments company ACI Worldwide has announced that the patent for its incremental learning technology – which it describes as an “industry-first” approach to machine learning – has received full approval.

The company said that while traditional machine learning models need to be re-trained as fraud patterns change, models using incremental learning make small adjustments on an ongoing basis, allowing the model to adapt itself in production when new behaviours are observed.

“Fraud attempts on financial institutions and merchants continue to rise globally, while fraud patterns are evolving more rapidly than ever,” said Debbie Guerra, head of merchant segment, ACI Worldwide. “Incremental learning is a key development in the fight against fraud – a technology that is highly adaptable and responsive to emerging threats.

“Its full patent approval is a recognition of the innovative approach of our dedicated data science team.”

    Share Story:

Recent Stories


New Business Frontiers
FStech’s Mark Evans discusses the future of financial services with Liu Jianning of Huawei, covering the limitations that current thinking can impose, how financial institutions can embrace technology to be both agile and resilient, and making space for the organisation to focus on the job of creating innovative business models and on delivering business value for their customers.

The Future of Intelligent Finance
FStech Group Editor Mark Evans sits down with Jason Cao, President of Global Financial Services Business Unit, Enterprise BG at Huawei ahead of its Intelligent Finance Summit which was held on 3rd and 4th of June in Shanghai. This Q&A delves into key trends in digital transformation of the financial services industry as well as a look at how data, robotic infrastructure, intelligent storage and innovative technologies are shaping the future for FSIs.

Cracking down on fraud
In this webinar a panel of expert speakers explored the ways in which high-volume PSPs and FinTechs are preventing fraud while providing a seamless customer experience.