Revolut bets on the future of agentic commerce with Google partnership

Revolut Pay now supports Google’s Agent Payments Protocol (AP2) as the London-based neobank looks to harness the potential of agentic commerce.

One of the first European FinTech companies to do so, Revolut has made its one-tap checkout service compatible with the open-source Google protocol.

It will enable Revolut customers in the UK and European Economic Area to make payments via conversational and automated commerce platforms.

Launched by the American tech giant in September 2025, AP2 is designed to facilitate seamless and secure payments for payment institutions, individual customers and merchants in the fast-expanding realm of agentic AI.

According to Google, such a protocol is needed to show that users have permitted AI agents to make financial transactions on their behalf, to communicate this intention to merchants, and to hold parties to account when transactions go wrong.

Google is hoping to achieve these things through the use of so-called Mandates, digital contracts that are cryptographically signed with verifiable credentials to prove the legitimacy and origin of transactions.

Emphasising the importance of this, Tara Brady - president of Google Cloud EMEA - said in a statement that “the future of digital commerce relies on trust, security and speed.”

She added: “By leveraging Google’s AP2 protocol, Revolut will remove friction from AI-assisted shopping. Together, Revolut and Google are transforming digital commerce for millions of users in the European Economic Area (EEA) and the UK.”

Revolut joins more than 60 industry partners, including American Express, PayPal, Mastercard, Etsy, Coinbase and Salesforce, in supporting the new Google protocol.

Because AP2 is an open-source payment protocol, industry partners have played an important role in its development and rollout. For instance, Revolut worked with Google on “adapting the flows specifically for account-to-account payments”.

In addition to enabling customers to benefit from AI-enabled commerce, Revolut also sees its adoption of AP2 as a means to help its business customers navigate the rise of agentic commerce and payments.

"The future of shopping isn't a website; it's a conversation," said Alex Codina, general manager of acquiring at Revolut. "We aim to move beyond the click-and-pay model to a world where your AI assistant streamlines the checkout for you.

"By enabling Revolut Pay for Agentic Commerce, we are aiming to make our customers’ favourite, most secure payment experience the standard for AI-driven transactions. This will ensure speed, trust, and absolute zero friction for the next generation of digital buying.”



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