Victims of romance fraud lost more than £102 million in 2025, according to new figures from the City of London Police, as criminals increasingly used online relationships to manipulate people into handing over money.

Data from the department’s Report Fraud service showed that 10,784 romance fraud reports were submitted last year, marking a 29 per cent rise compared with 2024. The police said the increase partly reflected growing awareness and confidence among victims to report incidents, but also highlighted the continuing scale of the threat.

The figures equate to losses of almost £280,000 every day, with victims losing an average of £9,500 each. In some cases, the City of London Police said individual losses reached as much as £1 million.

Romance fraud schemes often involve prolonged contact, with criminals building emotional trust over weeks or months before requesting money. Offenders commonly use stories involving emergencies, investment opportunities or travel arrangements to persuade victims to transfer funds.

The Metropolitan Police Service area recorded the highest losses at £12.1 million, followed by Hampshire at £3.45 million and Essex at £3.2 million.

Police analysis found that people aged between 55 and 74 suffered the highest financial losses, accounting for nearly half of the total amount stolen. While men submitted more reports overall, women experienced greater financial losses and represented just over 40 per cent of the total value reported.

Investigators said offenders continued to rely heavily on social media platforms and dating sites, where they can create convincing fake identities. Police also warned that criminals increasingly use AI-generated images and messages to support fraudulent profiles.

In many cases, romance fraud schemes now incorporate fake investment opportunities, including cryptocurrency scams, increasing the financial risk to victims.

The City of London Police has urged consumers to remain cautious when forming online relationships and warned against sending money, cryptocurrency or gift cards to anyone they have not met in person. Officers also advised people to be wary of individuals who avoid video calls or rapidly develop emotional relationships online.

Detective Superintendent Oliver Little from the City of London Police’s Lead Force Operations Room said romance fraud remains particularly harmful as it exploits trust and emotional connection. Offenders will often spend significant time building what appears to be a genuine relationship before attempting to exploit their victim financially.

“While the monetary losses can be substantial, the emotional impact is often just as damaging,” he added. “This crime can affect anyone, and by reporting it, victims help us build intelligence, disrupt offenders and protect others from harm.”

---