Revolut’s vision for 2025 includes an AI assistant, mortgages, and ATMs, co-founders Nik Storonsky and Vlad Yatsenko have revealed.

During the digital bank’s “The Revolutionaries” event held in London last Friday, attended by industry figures across music, business, fashion, sports, gaming, travel and entertainment, Storonsky and Yatsenko took the stage to announce plans for the launch of an AI-powered assistant that will help customers with a range of services, including guiding them toward smarter money habits, improving financial decision-making, and simplifying administration.

The challenger bank, which currently has over 10 million customers, is also launching a digital mortgage product in Lithuania, which aims to issue instant approval in principle and a final offer in one business day, subject to an assessment of assets.

The company said it will also explore options for overdrafts, with plans for a launch of the mortgage product in Ireland and France next year.

Revolut added that it will launch branded ATMs in Spain in early 2025, which will be able to dispense both cash and cards and accept cash deposits, with advanced security via facial recognition.

Antoine Le Nel, chief growth and marketing officer at Revolut said that the bank continues to “change the face of finance”.

"We’ve grown to over 50 million customers in less than a decade, a tremendous achievement, and proof that consumers want more from their money,” he continued/

Nik Storonsky, Revolut's chief executive and co-founder described "2024 as a significant year for Revolut, with millions of new accounts opened and innovative products launched across its markets.

“2025 will be bigger and better,” added Storonsky. We want to revolutionise banking for the better and we're on the right path to achieve this.”

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